> For the complete documentation index, see [llms.txt](https://stablemesh.gitbook.io/docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://stablemesh.gitbook.io/docs/home/stablemesh-doc/developers/api/wallet.md).

# Wallet & Funding

Your account holds a single **USDT balance**. You fund it by depositing USDT on-chain to the address returned by `getAddress`; cards then draw from this balance.

***

## Funding flow

1. Call `POST /v1/wallet/getAddress` to get your USDT deposit address.
2. Send **USDT (TRC20)** to that address.
3. Once the deposit confirms on-chain, your USDT balance is credited automatically.
4. Use the balance to [create](/docs/home/stablemesh-doc/developers/api/cards.md#create-a-card) and [top up](/docs/home/stablemesh-doc/developers/api/cards.md#top-up-a-card) cards.

{% hint style="info" %}
The supported funding rail is **USDT on Tron (TRC20)**. Send only USDT-TRC20 to your deposit address.
{% endhint %}

***

## List balances

`POST /v1/wallet/assetList`

Returns your crypto balances (USDT / USDC).

**Request**

```json
{}
```

**Response**

```json
{
  "assetList": [
    {
      "currency": "USDT",
      "availableAmount": "1500",
      "frozenAmount": "0",
      "assetType": "CRYPTO",
      "status": "ACTIVE"
    },
    {
      "currency": "USDC",
      "availableAmount": "0",
      "assetType": "CRYPTO",
      "active": false
    }
  ]
}
```

| Field             | Description          |
| ----------------- | -------------------- |
| `currency`        | `USDT` or `USDC`     |
| `availableAmount` | Spendable balance    |
| `frozenAmount`    | Funds held / pending |

***

## Get deposit address

`POST /v1/wallet/getAddress`

**Request**

```json
{
  "currency": "USDT",
  "network": "TRX"
}
```

| Field      | Required | Description          |
| ---------- | -------- | -------------------- |
| `currency` | yes      | `USDT`               |
| `network`  | yes      | `TRX` (Tron / TRC20) |

**Response**

```json
{
  "code": 0,
  "message": "ok",
  "address": "TXxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx",
  "network": "TRX"
}
```

**Example**

```bash
curl -X POST https://api.stablemesh.io/v1/wallet/getAddress \
  -H "X-API-KEY: $SMK_KEY" \
  -H "Content-Type: application/json" \
  -d '{"currency":"USDT","network":"TRX"}'
```

{% hint style="warning" %}
Your deposit address is assigned during onboarding. If `getAddress` returns an error stating no address is configured, contact your account manager.
{% endhint %}


---

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